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Is your business one of the thousands of businesses struggling to get through this economic crisis that we have come to know as Covid-19? Could your small business use working capital of anywhere from $100,000 to $2,000,000 to make payroll? How about just pay the bills? Or even as working capital to start back up when this crisis has past? Let’s face it, no one truly knows how long this will drag on. Is your business prepared to not only weather this economic storm, but thrive in it? With the passage of historic legislature last week, many small businesses now qualify for these loans. But where do you start?

BEST LLC (Business Executive Solutions & Technology) recently brought on April Cole, the former owner and current board member of Capital Living, as a business consultant. This new position allows her to help small business owners overcome many of the obstacles that they face daily, including website development, social media management, merchant services and small business loans.

One of those obstacles many small business owners are facing is how to procure an SBA Loan to get through this Coronavirus pandemic. These loan amounts range from $100K to $2 Million at an unheard of rate of 2.5%. There are no up front costs and the process has been streamlined to expedite processing. You can have your money 30 days after the application is processed.

What can you use this capital for?

  • Payroll: Retain Employees (this portion may be later “forgiven” by the government)
  • Debt Consolidation: Credit Cards, LOC, Business loans (business debt higher then 3%)
  • Working Capital: Supplies, Overhead, Bills, Start up monies as business resumes again

Loan terms:

  • $100K – $2 Million Dollar Loans
  • Up to 30 year terms
  • Fixed 2.5% interest rate
  • No Pre-Payment penalty
  • No Up Front Out-of-pocket Expenses

Through April Cole and BEST LLC, the requirements have been simplified for an easier and a more streamlined qualification process.


  • Business exists for a minimum of two years
  • Business & Personal Taxes from 2018 & 2019
  • Credit Score of 600 or better
  • Last 6 months of bank statements
  • $250K in Annual Sales

If you meet or exceed this criteria and would like to apply for this SBA Loan through April Cole and BEST LLC, contact her at april@bizdoneright.com or her cell at 502-316-5004. She can help any small business anywhere during this crisis. This can all be done via email and phone calls.

Don’t meet these requirements? No problem! We can still help! Businesses in existence for only 6 months to 24 months can still qualify. Contact April at april@bizdoneright.com for more information. Just include in the subject line 6 – 24 month BEST Loan. What can BEST do for you today?

During this difficult time, stay safe & God Bless!